Do not allow other people’s opinion of you to define who you are or will become. Let their doubt fuel your fire and ignite your drive and ambition! Mel 💕 #wcw
What has been your favorite episode of the podcast so far? What topics or things would you like to see me talk more about in the future?
If you haven’t listened and/or subscribed to the podcast, what are you waiting for?!
You can listen to the Journey To Launch podcast directly on my site or on your favorite podcast listening app (Apple Podcasts, Spotify, Google Play, Stitcher & YouTube plus dozens more). You can also find it on any Android podcast listening app. Click the link in my bio @journeytolaunch
to find it and listen.
What is one money rule you have established that you are not willing to break. #SavvyMomsUnite
Kinda, sort of........ 🤷🏽♀️ ummmm.... yeah! Factual! 😂😂😂🤦🏽♀️single life 😂😂
Classy and sassy! 💪🏽💪🏽💪🏽📈
Financial emergencies are GOING TO HAPPEN. An emergency fund is critical to stay afloat financially. In addition to my emergency fund, I have an emergency action plan for specific levels of emergencies. Here are my 3 categories of emergencies:⠀
Category 1- Unexpected expense of $1k or less⠀
Category 2- Unexpected expense between $1-$5k or an event is temporary as in 90 days or less⠀
Category 3- Unexpected expense/event greater than $5k and that is long term and causes a significant shift in income⠀
Head to my blog to check out the plan for each Category. Link in bio. (An Emergency Fund is Not Enough)
Does money seem to vanish from your bank account? Maybe it's time to try the One-month cash challenge. https://www.daveramsey.com/blog/one-month-cash-challenge
I'd love for you to be my special guest! The academy I attended to receive my professional coaching Certfication is hosting an informational session.
If you're looking for something different and are ready to next level your leadership, to profit from your passion, to coach others then you want to get your tickets today. Seating is limited. Invite someone to be your special guest. —
Register by clicking the link below
Oh hey friends, did you see my last post? I announced a MAJOR GIVEAWAY this morning that you seriously don’t want to pass up on! See my last post for details and get in with the giveaway for yourself! Giveaway is open until Tuesday, March 27th at midnight. Winners will be announced on Wednesday, March 28th at 10 AM! 😉#joannemaye #thatfinancegal
Manufactured homes are factory-built homes which are subject to several standards set by the HUD (U.S. Department of Housing and Urban Development). If you’re buying, consider a government-backed loan. These can make the borrowing for a manufactured home more affordable. 💯
Different lenders have different criteria, so contact several lenders before you give up on a government-backed loan.🤓🤓
BEING PREPARED: JUMPing smart requires preparation beyond the wallet. Pay for the conferences💰, attend the networking events, be the mentee or intern, grab non-paid opportunities just to be in “the room,” work on your value, and take and use notes from those that have already JUMPED. **CLICK THE LINK IN BIO TO PRE-ORDER BECAUSE SHE JUMPED: WEALTH STRATEGIES TO JUMPING SMART** #thecfcoach #becauseshejumped #coloringoutsidethelines #livingonpurpose
We've all seen Ice Age, right?! The squirrel and his never-ending quest for the nut. Wouldn't it be nice if we held the same belief that our revenue stretch goals were possible and that we had what it takes to accomplish the goal? Oftentimes the opposite is what happens. Fear, resistance, feeling like a fraud (impostor syndrome), and any limiting belief under the sun gets triggered by the ego. ⠀
If you are currently pushing yourself to accomplish a revenue goal that is way beyond what you've made before I want you to know that these feelings are natural and by acknowledging them you can call bullshit on them when they show up. ⠀
I want to challenge you to write your big goal on post-it notes all over your house. Put it where you can see it several times per day. Doodle it in a notebook. Remind the universe of your goal while gratitude journaling. ⠀
Next I want you to break it down into smaller pieces. What does it amount to per quarter? Per month? How far away are you from last year's revenue goal? Give yourself partial goals to make each step feel more doable. ⠀
And lastly, don't forget to keep an eye on your profitability as you grow. If your revenue grows but your profit is small or non-existent it doesn't matter how big the revenue goal is. Know why you want to make the revenue you want (maybe it is so that you can pay yourself a specific amount), and structure your business finances so that you get to keep as much as possible of what you make in your business. ⠀
Need help setting up a cash flow plan for your business or want support and accountability around your revenue goals? Schedule a discovery call via the link in bio @financialsforcreatives
to find out if the holistic money map program is right for you. ⠀
Today's uncommon sense...
Anxiety and stress can get to you. Personal finance can be a big stressor. I'm loving calm.com, which provides meditation, inspiration, and sleep stories. Check it out!
Taking a deep breath is the best first step when it comes to feeling overwhelmed with your finances. Check out my Insta Live before it expires to find out the other steps.
📣📣New blog post! Check the link in my bio on tips to eliminate your student loan debt today!📣📣
✨✨✨ITS GIVEAWAY TIME!✨✨✨I’ve been holding this secret for weeks and I just couldn’t delay it any longer. As of today—and please read this through— I am giving away——THREE PERSONAL FINANCE COACHING SESSIONS. (YES, you read that correctly.) To THREE lucky individuals (or couples if you’re married!), I am giving away a one hour strategy session, which is a $175 value. The session can include focusing on an emergency financial situation or helping you to focus back on the basics; whatever it is, I’m here to help you with getting your financial health in order. 💪🏻IN ORDER TO ENTER THE GIVEAWAY:
1. Like my page @thejoannemaye
2. Comment OR DM me and tell me why you could use this session
3. and tag a friend who is on their #debtfree
journey or living with #financialpeace
that may like
As a Ramsey Solutions Financial Coach, I have your best interests in mind and can’t wait to meet you. Good luck with your entry and thanks for reading! 🙏🏻 The winners will be announced next week on Wednesday, March 28th at 10 AM! Stay tuned! 😘#joannemaye #thatfinancegal